DISTRICT RURAL DEVELOPMENT AGENCY
 

I. INDIRA KRANTHI PATHAM

1.  Institution Building

·
MVTCs established in all (27) project and  (9) non-project mandals.
·
Mandal Samakhyas formed in all (36) mandals.
·
948 Village Organizations formed in all project & non-project mandals.
·
Out of total  948 VOs, 902 VOs have been registered and balance will be completed by 10th February 2006
·
Audit has been completed in respect of  879 VOs.
· 
10 MSs have been registered as on date.  A special drive has been drafted for this and all the (36) MSs will be registered by 10th of February 2006.
·
18 APMs, 90 CCs, 108 MBKs, 36 MTCs were positioned in all mandals.
·
Community Activists have been identified in each Gram Panchayat and necessary trainings have been provided.
·
APMs/CCs/MBKs/MTCs were positioned in non-project mandals on par with project mandals.
·
Ensured to conduct meetings twice in a month, by dispensing the existing meeting once in a month, at all levels i.e. SHGs/VOs/MSs/ZS duly adhering to the guidelines of the SERP.
·
10 proactive women members from each MS have been identified as CRPs and training is being imparted to them to enable them to act as a Resource Group at village level.
·
Formation and strengthening of functional sub-committees at VO/MS level have been ensured.
·
The number of village book keepers is proposed to be increased in order to ensure effective and proper maintenance of books of accounts and each book keeper shall attend updation of books of a maximum of 10 SHGs. Preference is being given for educated women who are from among the SHG fold.
·
All VOs have offices either accommodated in a building owned by government, local bodies or at least in a rented building.
·
ZS members are being involved in all the activities.
·
Training modules prepared in AWFP 2005-06 are being implemented at VO/Mandal/DPMU level.

2.   Micro Finance / SHG Bank Linkages

A target of Rs.82.00 crores have been earmarked for this district.   The progress as on date is as follows:

Target for 2005-06        
No. of Groups -  
11,800
 
Amount  Rs.
82.03
Crores
Achievement during 2005-06 as on date
No. of Groups  
6,809
 
Amount mobilized Rs.
32.54
Crores

Reasons for slow pace in Bank Linkage:

Ø
The district has been given with a linkage target of Rs. Rs.82.03 crores for the year 2005-06.   In this regard it is to be mentioned here that the local potentiality is inadequate to meet the set target even after covering all eligible groups.  The scope for formation of new groups with the left over BPL families is also having a little potentiality. As such it is expected that a total groups around 10,000 would be found eligible for linkage during the current financial year with an average credit flow of Rs.47,000/-.  Basing on the ground level facts the linkage may land at Rs.50.00 crores by the end of March 2006.
Ø
Some of the groups promoted by local NGOs have enrolled as members of MACS and on account of improper follow up they have become defunct and as a result the books of accounts and the regular savings have been discontinued.  Service Area banks also not showing adequate interest to nurse these defunct groups for their revival.
Ø
In certain mandals the no. of bank branches are very few and the branches have guidelines from their controlling offices which are located at Hyderabad to forward all loan applications for sanction. Though the Branches are interested to finance SHGs the process of loan applications and receipt of sanction proceedings from the controlling offices is causing delay in the credit flow.
Ø
Some of the banks are still adopting sanction of meager amount of loan less than 10,000/- for  fresh groups as such the volume is not getting increased.
Ø
The Nizamabad District Coop. Central Bank which is considered to be one among a few banks sharing major portion of the linkage stopped financing to fresh SHGs for their administrative reasons. Near about 700 groups are eligible which are having accounts with the branches of NDCCB.
Ø
Some of the bank branches are still not considering linkage with pretext that the family members of the SHG members are default to the bank despite repeated meetings, counseling from the district administration.

Efforts put in by the District  Administration in this regard.

Ø
The District Administration have a vision to cover all BPL Families and bring them in to SHG fold. Out of the 63208 left over BPL families 27173 families so far have been brought into SHG fold. The process of enrolling uncovered BPL Members is in the Fag end. Only Old Age persons and members shifted to distant places to earn substantial amounts are not being covered and their number is reflecting in the list of uncovered families which is perhaps a difficult task. However all eligible BPL families are being enrolled in to SHGs by the end of March 2006.
Ø
Efforts are being made to extend bulk finance to the identified Village Organisations for taking up marketing activity, rice credit line, dairy activity, etc. At least Rs. 5.00 crores of bulk finance is expected through various bank branches.
Ø
Big thrust is being made on institution building to make the groups eligible for bank assistance which inclusive of hand holding of fresh groups and bridging the gaps of defunct and disintegrated groups.
Ø
Community Activists have been positioned in all Gram Panchayats in the district especially to nurse all existing groups for making them eligible to seek SHG linkage.   Special emphasis has been made to revive the defunct groups promoted by NGOs and to bring them into IKP fold.  Village Organizations are also playing a vital role in making these groups active.
Ø
Several rounds of discussions have been made on a weekly and monthly basis with the Coordinating/Controlling Officers of the various banks to resolve the bottlenecks in smooth credit flow. All groups with an age group of over and above 6 months are being perused for the credit support.
Ø
The support of Banks by way of linkage amidst some groups led to poor recoveries since the credit capsule extended to them was not properly assessed by the branches and the absorption levels were also not properly estimated. In certain instances the flow of credit to the groups reported to be very meager. The Administration intervened in the cases of above nature and ensured optimal credit dosage to the groups as per their requirements.
Ø
On account of the efforts of the district administration the off-take of credit has increased to a net of Rs.15.00 crores as compared to the corresponding period of the last year.
Ø
The management of the NDCCB Ltd have agreed to clear all pending proposals by 15th of January.
Ø 
Efforts have been made to gain confidence of the banking sector by coordinating in recovery of over dues by involving the paraphernalia of IKP.

A comparative position of SHG Bank Linkage for the past (4) years is noted here under for reference.

                                                                                                (Rs. in lakhs)

Sl. No
Year
No. of Groups
Value

1

2002-03

5778

1620.54

2

2003-04

4983

1810.34

3

2004-05

6511

3074.34

4

2005-06(upto 20-01-2006)

6809

3254.40

3.   Micro Credit Plans and CIF Expenditure

All the project Management and field functionaries  have been trained at cluster, mandal level along with the MS Office Bearers. For each mandal one CC, MBK and respective Community Activist have been teamed and conducted MCP exercise including training to VO-EC members on MCP.

As on date 98% of the MCPs have been completed in all the mandals and the status of sanctions at DPMU level is shown below:

Total Entitlement under IGA Rs.
1149.51
lakhs
No. of VOs already covered during the last year -  
642
 
Progress during 2005-06
No. of VOs to which Sanctions accorded  
548
 
No. of SHGs covered  
3367
 
Total CIF Amount sanctioned Rs. 
882.30
lakhs
No. of BPL families covered  
14,498
 

4.  Rice Credit Line Universalisation

The commitment of the Government to protect the poor from starvation, universalisation of Rice Credit Line has been introduced in 740 villages which inclusive of 270 existing VOs, with a social CIF of Rs. 117.02 lakhs.  The bankers are also voluntarily supporting this novel cause to finance SHG federations for taking up perennial Rice Credit Line Activity.

Steps have been taken for universalisation of RCL/PDS for all the VOs in the district during the MCP process.    While conducting the MCP,  a separate assessment have been done in all the VOs for RCL/PDS.   Accordingly  CIF is being sanctioned to all the VOs along with IGA sanctions, thereby total village organizations will be covered under RCL/PDS by 10th February 2006 no village will be left uncovered under RCL/PDS in the district.

Apart from the rice, it is planned to include some more essential commodities like edible oils, sugar, tamarind, dal, salt etc. under RCL/PDS on a need basis.

5. Marketing

The district turned a new leaf in the marketing by women with the introduction of marketing on a massive scale which inclusive of agricultural produce and NTF produce.   During the year 2004-05, 129 VOs have taken up procurement and marketing to a tune of Rs.100.18 lakhs and earned a net profit of Rs.22.13 lakhs thereby benefiting 7608 rural poor families.

During the current financial year marketing of maize has been taken up on a large scale with a turn over of Rs. 13.50 crores  and a volume of  25011 MTs with the convergence of APMARKFED.   Nearly 11500 families have been directly benefited by providing minimum support price besides eliminating middlemen, under weighment,   transportation and other miscellaneous expenditure.   As many as  32 Procurement centers have been specially opened by the Village organizations to take up this activity. 

This novel unique intervention gained popularity among the farming community in the district since each farmer benefited @ Rs.70/- per quintal either by way of remunerative price or by minimizing the marketing expenditure.  There is a net benefit of Rs.15.75 lakhs to the farmers.  Similarly the Village Organizations, which initiated the above intervention, gained Rs.12.50 lakhs through this activity.

An action plan has been evolved for procurement and marketing of red gram, Bengal gram,  tamarind, mohua flower, neem fruit during the ensuing 6 months from February 2006 to July 2006.  A total turnover would  be at Rs.1.00 crore thereby nearly 15000 families would be benefited by gaining an approximate profit of Rs.25.00 lakhs.

In Nizamabad district red gram is being sown in 3,000 hectares with a yield of 28,000 quintals.  Keeping in view of this (23) procurement centres have been identified for marketing of red gram.

6.  Land Purchase Scheme

Government have allotted Rs.200.00 lakhs for Land Purchase Scheme under IKP for Nizamabad district which will be utilized for purchase of very good quality lands with assured source of irrigation for POP families.  The progress under this component is shown below:

Total Budget Allocated Rs.
200.00
lakhs
No. of Acres of Land to be purchased  
400
Acres
Progress
Extent so far identified   
169.06
acres
Approx. value of land -   Rs.
129.30
lakhs
Land purchased so far   -    
60.11
Acres
Value of the land  Rs.
32.60
lakhs
No. of BPL families benefited -    
63
 

Reasons for slow progress

·
On account of revised guidelines of the government to purchase only  lands with assured source of irrigation, people are not prepared to sale such lands.
· 
The pattadars whoever proposing for sale their wet lands  are demanding abnormal rates.

Steps taken for improving the activity

·
This item is being critically reviewed at all district level revenue officers meetings by the District Collector and Joint Collector in order to attach prime importance to this activity.
· 
One officer in the cadre of Spl.Grade Dy.Collector is exclusively drafted to attend to this item of work and expected to act as a coordinating officer with all developmental agencies to liason with revenue department.

7.   Jobs

Ø Rs. 95.00 lakkhs has been allocated from Social Community investment fund under IKP. 2000 candidates are being trained during 2005-06.
Ø Rs. 15.00 Lakhs has been allocated under Employment Generation Mission to create livelihood opportunities to the Urban youth by organizing Capacity Building programmes.
Ø  The DRDA – IKP has entered in to MOU with
Dr. Reddy’s Foundation, Hyderabad
Construction Technicians training institute,  Hyderabad
Commando Security Guards, Hyderabad
RK 4 CES, Hyderabad
to impart training for self employment in the following areas.
 
  1. Information Technology enabled services
  2. Customer relationship and sales management.
  3. Hospitality
  4. White goods servicing.
  5. Multi Skill Workers.
  6. Nursing.
  7. Construction related trainings i.e. 
    §         Masonry
    §        
    Bar bending
    §        
    Plumbing
    §        
    Carpentry
    §
    Electrician
  8. Pre Army Training Programme
  9. Security Guards
  10. Spot Billing Operators
  11. Call Centre Drivers.

So far 502 candidates were trained with a cost of Rs. 31.65 lakhs, out of them 376 candidates got placement various firms.

INDIRA KRANTHI PATHAM – COMPONENT WISE PROGRESS

                                                                                                (Rs. In lakhs)

Sl.No

Sub-Project

Budget Allocation

Achievement

Phy

CIF

Phy

CIF

a)

Income Generating Activities

14,368

1149.51

14,498

882.30

b)

Social Welfare Activities

4000

183.00

502

32.65

c)

Disabled *

1600

131.40

76

3.84

d)

Land (Acres)

400

200.00

60.11

32.60

 

Total

19,968
400 Ac

1663.91

   14,764
 60.11Ac

951.39

Of late a special training has been imparted at state level to  prepare MCPs for disabled.  The process of preparation of MCPs will be completed by 10th February and grounding of the units will be completed by 15h March 2006.


8.                 Pavala Vaddi

“Pavala Vaddi” the novel scheme of the State Government has been widely propagated and Rs.2.00 crores of interest subsidy is being extended to all eligible self-driven SHGs during the year 2005-06.  A sum of Rs.47.42 lakhs has already been disbursed.

· List of SHGs financed from 01-07-2004 to 30-09-2005 is already collected from branch managers and Interest subsidy has been released to a tune of Rs.46.55 lakhs for (36) mandals.   The remaining amount will be released soon after receipt of funds from the government.
·  Collected the list of groups financed from 01-04-2005 to 30-09-2005 and kept ready for release of Pavala Vaddi.
·  Entire money released by the government as well as amount available under State R.F. have been utilized for Pavala Vaddi and there is no balance as on date.
  The details are shown below:
  Total Amount released by Govt Rs.
54.54
lakhs
  Amount released up to 31-03-2005 -    Rs.
36.02
lakhs
  Amount released up to 30-09-2005 for  the old groups   Rs.
11.40
lakhs
  No. of groups covered so far -    
4419
 
  Amount required for 1st half year  Rs.
70.00
lakhs

9.   Guppedu Biyyam - An Innovative Social Support   Programme           has been launched by the Hon’ble Chief Minister at Gandimasanipet (V) of Yellareddy (M) aims at full support to the destitutes suffering from starvation.  680 Village organizations collected 1750 quintals of Rice from the SHG members who voluntarily offered. As a sequel 1684 destitutes have been provided with three time meal.  The Zilla Mahila Samakhya in its first general body resolved to ensure taking up this programme by all the Village Organizations by the end of March 2006.

10.  Insurance to SHG Members - A social security to the deprived women

The district administration successfully assured enhancing the livelihood options of the rural poor for providing “Food Security”.  On the similar lines a social security is also a felt need of the rural women. In this direction by entering into MoU with LIC/UTI it is proposed to cover at least one lakh  SHG women in the first instance during  January 2006. 

11.            Clean Village Concept

As many as 100 villages have been identified for the implementation of “Clean Village Concept” with the convergence of UNICEF.  Providing safe drinking water, provision of drainage, ensuring 100% utilization of ISLs and identifying each village as 100% free from open defecation, are some of the salient features of this concept.  

100 Village Activists have been identified and positioned in each village for effective implementation of the concept. Similarly one MRP is being entrusted monitoring of this activity in  6 mandals each.

12.            Health, Nutrition & Disability

Ø  
Established five Early Intervention & Rehabilitation (Shubhodayam) Centres  in the  pilot mandals.  These centres provide physiotherapy, speech therapy, mobility training, counseling of parents, activities of daily living skills to the cerebral palsy, mentally retarded, hearing impaired and visually impaired children between  0 to 14 years.   Nutrition food and  mobility is being provided.
Ø 
Established (8) Nutrition Centres for the pregnant and lactating women from the BPL households.  These centre are being managed by the Village Organisations providing one nutritious meal a day for which the beneficiary contributes Rs.2/- per meal.  This facility is being provided to each women for a period of one year from the fourth month of conception till 6 months after delivery.
Ø
‘Amma Vodi’  a centre for moulding the children to attend regular school and also increase their nutritional status are being established in (8) villages in the district where there is no accessibility of Angan Wadi Centres.  The Village Organisation manages these centres appointing a Teacher and a Aya.
Ø
Screening camps have been conducted in Machareddy and Gandhari tribal mandals wherein 160 patients were treated with surgical interventions for hernia, hydrosol.
Ø 
Two health picnics were organized for adolescent girls and women in which the PHC/ICDS personnel conducted counseling and imparted awareness training on personal hygiene, HIV/AIDS, morals, etc.
Ø 
26335 Differently Abled Persons are identified in the District, out of which 7254 were organized into 1024 SHGs.
Ø 
154 Polio affected cases have been surgically corrected, Cleft Lip & Palate surgeries performed on 65 affected persons.
Ø 
35 Multipurpose Camps were conducted and issued medical certificates to 8241 PWDs and also assistive devices were supplied to 832 PWDs.
Ø 
Revolving Fund of Rs. 27.35 Lakhs have been released to 2735 Differently Abled Persons.   During 2004-05, Rs. 37.73 lakhs has been released as CIF to 1764 PWDs for taking up income generating activities.
Ø
1600 Differently Abled are being assisted for taking up income generating activities with an outlay of Rs.1.50 Crores during the year 2005-06. Accordingly Micro Credit Plans in (5) HND pilot mandals are being prepared  and the total CIF amount will be sanctioned by 10th February 2006.
Ø 
The district administration has committed to upkeep its position in the top among all the districts in minimizing IMR/MMR.  Similarly the institutional deliveries have been ensured to a maximum of 95% by involving the youth and women folk.

13.            Comprehensive Dairy Development

Dairy a supplementary income generating activity is being taken up in 12 mandals on a pilot basis duly covering 3000 beneficiaries by providing a financial assistance of Rs.6.00 crores with the involvement of various banks.   Strengthening of existing bulk cooling centers and milk chilling centers is proposed besides providing infrastructure to the  identified Village Organizations for exploring the activity.

II. SWARN JAYANTHI GRAM SWAROJGAR YOJANA (SGSY)

          An amount of Rs.221.84 lakhs  has been allocated to Nizamabad district for the year 2005-06.   Out of which an amount of Rs. 190.90 lakhs has already been spent under various components and the details are shown below.

                                                                                      (Rs. In lakhs)

Sl No

Component

Allocation

Expenditure

1

Group Loans

159.73

143.76

2

Individual Loans

17.75

21.64

 

Total CIF/Subsidy

177.48

165.40

3

Trainings

22.18

25.20

4

Infrastructure

22.18

6.63

 

Total

221.84

197.23

          The SGSY subsidy component is being utilized as Community Investment Fund (CIF) following the same process guidelines as in case of IKP CIF.

III. NATIONAL OLD AGE PENSION SCHEME (NOAPS)

As per the orders of the Government, old age pensions are being distributed to the pensioners before 5th of every month.  The enhanced pension amount is distributed from the 1st April 2005.   The progress under Old Age Pensions is shown below:

                                                                                   (Rs. in lakhs)

   

Target

Achievement

Phy.

Fin.

Phy.

Fin.

 

Old Age Pensions

54971

696.13

54496

478.95

Requirement of Pensions

Sl No

Pension Type

Existing

Total requirement

 in the district

Requirement in Indiramma Villages

1

Old Page Pensions

54496

31975

15321

2

Weavers Pensions

368

115

57

3

Widow Pensions

10470

12475

6760

4

Disabled Pensions

4770

8856

3278

 

TOTAL

70104

53421

25416

IV. NATIONAL FAMILY BENEFIT SCHEME (NFBS)

As against the target of Rs.85.00 lakhs, only Rs.33.10 lakhs have been received from the government.   The same amount has been distributed to the (663) eligible families as per the seniority list.

RASTRIYA SAM VIKAS YOJANA (RSVY)

A programme of Govt. of India envisaged for extending a package of assistance to the undeveloped/under developed areas in a district for a turn around by nomenclated as R.S.V.Y. with an outlay of Rs. 45-00 Crores and an implementation span of 3 years.

Irrigation Works                

Ø      Excavation of feeder channels construction of water conservation structures like Check Dams Percolation Tanks and sub surface dykes are some of the initiatives for improving the agricultural productivity in the less developed areas.

Rural Water Supply:   

Ø      Streamlining the water supply in the identified rural areas by energizing the source and strengthening the distribution system. The Rural Water Supply is the nodal agency for the above works.

Road Connectivity:

Ø      Road connectivity is also proposed under the programme154.70 KMs of road formation/ metalling and B.T is proposed and the works  are being executed through Roads and Buildings and Panchayat Raj Engineering Departments.

Empowerment of Urban Women:

Ø      In order to empower the urban women, assistance in the form of Revolving Fund is proposed apart from building the capacities of women for their well being.

Infrastructure support to SHG Federation:

Ø      The Women folk in the district have proved their capacities in marketing of agricultural produce and also marketing of Non timber Forest produce. This resulted to remunerative prices to the Small Formers/Marginal Farmers and also daily wage earners. In order to support the women self driven groups to promote marketing, infrastructure by way of godowns drying plot-forms are being provided with RSVY Funds.

Infrastructure support to Medical & Health.

Ø      The primary Health centers have been equipped with infrastructure facilities like Photo therapy Units, Ventilators, Baby wormers to augment  modern medical facilities in the rural areas.

Ø      Tri-Dot Aids Testing Kits are being provided to all the PHCs in the district to enable them to conduct HIV/Aids tests to pregnant women.

Infrastructure Support to Pisciculture:

Ø      The traditional fishing activity of the rural front is being  strengthened by providing infrastructure support in as many as 35 centres.

Ø      The sector wise allocation and the progress made is annexed as a ready reference. 

So far an amount of Rs.7.50 crores has been received as a first installment and the progress under various components is shown in the following table.

Sl No

Component

Amount  (Rs. In lakhs)

1

Drought Proofing (Feeder channels & water conserva-tions structures)

195.50

2

Rural Water Supply

200.00

3

Road Connectivity

130.50

4

Women empowerment (Urban)

24.65

5

Infrastructure support women federations

6.00

6

Higher Education

45.60

7

Infrastructure support to Medical  & Health

19.76

8

Pisciculture

15.75

 

TOTAL

637.76